JUMBO LOANS

www.JUMBOLOANTODAY.com

Home loan financing that exceeds the county loan limits set by the Federal Housing Finance Agency (FHFA) 

(Unlike conventional mortgages, a jumbo loan is not eligible to be purchased, guaranteed, or secured by Fannie Mae or Freddie Mac.)

JUMBO

  • 10.1% down, up to $2,000,000 loan with 680+ FICO

  • 20% down, up to $3,000,000 loan with 680+ FICO

  • Cash-out refinancing OK

  • Primary, 2nd or investment property OK

PIGGYBACK

  • 1st loan up to FNMA county-conforming limits

  • 2nd loan (piggyback) up to $250,000 with 10% down + 660+ FICO

  • 2nd loan (piggyback) up to $500,000 with 10% down + 700+ FICO

FOREIGN NATIONAL PROGRAM

  • Up to 70% LTV, up to $1,000,000

  • Max loan $3,000,000 (60% LTV)

  • SFR, 2nd homes or investment properties allowed

ITIN or DACA MORTGAGE PROGRAM

  • Up to 85% LTV  (95% LTV DACA)

  • Purchase, refinance or investment property OK

  • Valid ITIN card or IRS ITIN letter

  • Valid Gov't-issued photo ID

  • 1-yr tax return or 1-yr W2 or 1099 or 12-month P&L

2021 county loan limits (CA, FL, and TX)

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Thank you for choosing Kaiser Financial Services, Inc.

 

If you prefer not to fill out the secure application online,

call Team Roger and we'll take your information over the phone!

TEL  760 383-1293

 

LOAN APPLICATION PDF 

Jumbo Loan FLYER