Thank you for choosing Kaiser Financial Services, Inc. for your personalized home loan. If you prefer not to fill out the secure application online, you may call Roger directly and he'll take your information over the phone (TEL 760-383-1293); or you may print out the following PDF's (Loan Application; Borrower Credit Application), fill them out, and either fax them back to us (FAX 760-482-1293) or scan and email them to Roger@KaiserFinance.com.
KAISERFINANCE.COM
Personalized Home Loans
Kaiser Financial Services, Inc. NMLS 110855
JUMBO LOANS
Home loan financing that exceeds the county loan limits set by the Federal Housing Finance Agency (FHFA)
(Unlike conventional mortgages, a jumbo loan is not eligible to be purchased, guaranteed, or secured by Fannie Mae or Freddie Mac.)
JUMBO
-
10.1% down, up to $2,000,000 loan with 680+ FICO
-
20% down, up to $3,000,000 loan with 680+ FICO
-
Cash-out refinancing OK
-
Primary, 2nd or investment property OK
FOREIGN NATIONAL PROGRAM
-
Up to 70% LTV, up to $1,000,000
-
Max loan $3,000,000 (60% LTV)
-
SFR, 2nd homes or investment properties allowed
ITIN or DACA MORTGAGE PROGRAM
-
Up to 80% LTV (95% LTV DACA)
-
Purchase, refinance or investment property OK
-
Valid ITIN card or IRS ITIN letter
-
Valid Gov't-issued photo ID
-
1-yr tax return or 1-yr W2 or 1099 or 12-month P&L
© 2021 Kaiser Financial Services, Inc.