JUMBO LOANS

Home loan financing that exceeds the County loan limits set by the Federal Housing Finance Agency (FHFA). Unlike conventional mortgages, a jumbo loan is not eligible to be purchased, guaranteed, or securitized by Fannie Mae or Freddie Mac.

JUMBO

  • 10% Down, up to $1,000,000 Loan with 700+ FICO, No M.I.

  • 20% Down, up to $1,500,000 Loan with 720+ FICO

  • 20% Down, up to $2,000,000 Loan with 740+ FICO

  • 30% Down, up to $3,000,000 Loan with 740+ FICO

  • Cash Out Refi OK

  • Primary, 2nd or Investment Properties OK

PIGGY BACK

  • 1st Loan up to FNMA County Conforming Limits

  • 2nd Loan (Piggy Back) up to $250,000 with 10% Down + 660+ FICO

  • 2nd Loan (Piggy Back) up to $500,000 with 10% Down + 700+ FICO

FOREIGN NATIONAL PROGRAM

  • Up to 55% LTV

  • Max Loan $1,500,000

  • Max DTI 43% (Second Homes Only)

  • SFR, 2nd Homes or Investment Properties Allowed

  • 1 Unit, PUD's, and Warrantable Condo's

 

 

ITIN or DACA MORTGAGE PROGRAM

  • 25% Down Payment

  • Purchase, Refinance or Investment Property OK

  • Valid ITIN Card or IRS ITIN Letter

  • Valid Gov't Issued Photo I.D.

  • 1 Yr Tax Rtrn or 1 Yr W2 or 1099 or 12 Mnth P&L

2020 County Loan Limits

Thank you for choosing Kaiser Finance.

 

If you prefer not to fill out the secure application online, you may call Roger directly and he'll take your information over the phone (TEL 760-383-1293).

 

LOAN APPLICATION PDF 

Kaiser Financial Services, Inc.

121 S Palm Canyon Dr. #207 Palm Springs, CA 92262

 

Kaiser Financial Services, Inc.

171 NE 6th Court

Dania Beach, FL 33004

Roger: (760) 383 1293

Office: (800) 896 4932

Fax:   (800) 896 4936 

@

Kaiser Financial Services, Inc. NMLS: 110855  CA DRE: 01216803; Roger Chandler, Broker NMLS: 115599  CA DRE: 01093719

© 2020 Kaiser Financial Services, Inc.