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JUMBO LOANS

Home loan financing that exceeds the county loan limits set by the Federal Housing Finance Agency (FHFA) 

(Unlike conventional mortgages, a jumbo loan is not eligible to be purchased, guaranteed, or secured by Fannie Mae or Freddie Mac.)

JUMBO

  • 10.1% down, up to $2,000,000 loan with 680+ FICO

  • 20% down, up to $3,000,000 loan with 680+ FICO

  • Cash-out refinancing OK

  • Primary, 2nd or investment property OK

FOREIGN NATIONAL PROGRAM

  • Up to 70% LTV, up to $1,000,000

  • Max loan $3,000,000 (60% LTV)

  • SFR, 2nd homes or investment properties allowed

ITIN or DACA MORTGAGE PROGRAM

  • Up to 80% LTV  (95% LTV DACA)

  • Purchase, refinance or investment property OK

  • Valid ITIN card or IRS ITIN letter

  • Valid Gov't-issued photo ID

  • 1-yr tax return or 1-yr W2 or 1099 or 12-month P&L

2024 county loan limits

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Printable Loan Application PDF 

Jumbo Loan FLYER

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