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ADU LOANS

ADDITIONAL DWELLING UNITS

Extra rental income or housing for in-laws, college students, or use as a home office

Also known as Granny Flat loans.

  • Low 30-year fixed-rate financing

  • Borrower can select location & design the granny flat

  • Builder gets paid as work is completed

  • 3.5% down payment for purchase

  • 15% down payment for investor

  • Refinance to add an ADU

  • Loans up to $1,149,825 (per county limits)

  • Owner-occupied or investor OK

  • Add up to 3 ADUs

ADU - Granny Flat Building 5.jpg

Thanks for choosing Kaiser Financial Services

 

Printable  Loan Application PDF

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