LAND + NEW HOME LOANS

  • 0% down payment for qualified veterans

  • 0% down payment for qualified USDA loans

  • 3.5% down payment for FHA financing

  • 5% down payment for Simple Construction

  • 5% down payment for FHLMC (Freddie Mac)

  • 5% down payment for MHA Advantage Homes

  • Financing includes land + home + improvements

Check out our flyer for more details

Custom Home Loan Process

1.    Credit approval

2.    Select your site

3.    Design your home

4.    Calculate costs

5.    Order appraisal

6.    Submit documentation

7.    Sign closing docs

8.    Construction of home

9.    Home completed

10.  Move in!

Construction financing for manufactured, modular & site-built homes

QUICK & EASY PREAPPROVAL

  1.   APPLY NOW Online

  2.   SPEAK with a Home Loan Specialist

  3.   We'll REVIEW  your Application, Income & Down Payment with you

  4.   We'll ANSWER most of your questions on that first call

  5.   You'll SUBMIT a Credit Card Authorization so we can run your Credit

  6.   ROGER will review available Home Loan Programs, Loan Amounts, current Interest Rates & Monthly Payments with you

  7.   PREAPPROVAL Letter issued for Qualified Borrowers

  8.   You UPLOAD Supporting Documentation thru Secure Website

Thanks for choosing Kaiser Financial Services

 

Printable  LOAN APPLICATION PDF

Construction Cost Breakdown Form

Builder Package A

Builder Package N