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Alternative loans that do not fit into the restraints of "prime" government lending standards 

  • FICO scores as low as 575

  • Recent bankruptcy, foreclosure or short sale OK

  • Self-employed bank statement program available

  • Loans up to $3,000,000

  • No tax returns needed

  • No income verification DSCR investment property loans up to 80% LTV (as long as rental income covers mortgage, taxes and insurance)

  • 10% down available (700+ FICO)

  • 12 Month Bank Statement Deposits can be used for income.

  • One Year Self Employment, OK.

Thanks for choosing Kaiser Financial Services


Printable  Loan Application PDF

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