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Loans for existing manufactured homes on real property, not leased spaces in a community

  • 3.5% - 5% down for purchase loans

        (0% down for VA qualified vets)                

  • All sizes OK (single, double, triple-wides OK; minimum 400 sq ft)

  • Good credit required (660+ FICO score needed)

  • New or older homes OK 

           (CA homes built after Jan 1st, 1970)

           (FL homes built after June 15th, 1976)

  • Refinance or cash-out-refinance available

  • Previously-moved homes OK (with VA and Land+Home programs)

  • With or without engineered foundation

        (Must meet local requirements, land+home programs)

  • Condo or PUD resident-owned communities OK

           (FL co-ops only with approval; CA no co-ops)​

  • Land+home simple construction

        (Single draw land+home one-time close – 120-day construction)


  1.   APPLY NOW online

  2.   SPEAK with a Home Loan Specialist

  3.   We'll REVIEW  your application, income & down payment with you

  4.   We'll ANSWER most of your questions on that first call

  5.   You'll SUBMIT a Credit Card Authorization so we can run your credit

  6.   ROGER will review available home loan programs, loan amounts, current interest rates & monthly payments with you

  7.   PREAPPROVAL letter issued for qualified borrowers

  8.   You UPLOAD supporting documentation thru secure website

Thanks for choosing Kaiser Financial Services

Printable  Loan Application PDF

On Real Land Manufactured Home Loan FLYER

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