For borrowers who are acting as their own general contractor and/or plan to complete some of the construction themselves on a residential owner-occupied property

  • Loan amounts from $75,000 to $5,000,000

  • 90% of appraised value for loans of up to $625,000 (Max 85% LTV)

  • 80% of appraised value for loans greater than $625,000 (Max 85% LTV)

  • Borrower may act as own general contractor

        (no site supervision needed)

  • Land purchase may be included in the construction loan

        (up to 75% of the lot purchase price)

  • Rates between 7.95% - 9.95%

Thank you for choosing Kaiser Financial Services, Inc.


If you prefer not to fill out the secure application online,

call Team Roger and we'll take your information over the phone!

TEL  760 383-1293


Self Build Questionnaire Form

Self Build Cost Breakdown Form