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SMART EQUITY™
REFINANCE LOAN

Homeowners aged 62+ can refinance their existing reverse mortgage loan.

  • Get extra cash out

  • Lower your interest rate

  • Decrease the rate at which you draw against your equity

  • No required mortgage payments

  • Minimal income and easy credit qualifying

  • You keep the title to your home

  • Sell or refinance your home in the future

  • Reduced closing costs compared to your original reverse mortgage closing costs

You are also required to receive consumer information for free or at very low cost from a Home Equity Conversion Mortgage  (HECM) counselor prior to obtaining the loan. You can find a HECM counselor online by clicking here, or by calling (800) 569 4287.

 

* Borrowers must continue to pay insurance and taxes on the home.

Failure to pay taxes or insurance, or failure to maintain the home could result in foreclosure.

Thank you for choosing Kaiser Financial Services, Inc.

 

If you prefer not to fill out the secure application online,

call Team Roger and we'll take your information over the phone!

TEL  760 383-1293

LOAN APPLICATION PDF

Kaiser Financial Services, Inc.

171 NE 6th Court

Dania Beach FL 33004 

Kaiser Financial Services, Inc.

864 Grand Ave #995

San Diego, CA 92109

Direct: (760) 383 1293

Office: (800) 896 4932

Fax:   (800) 896 4936 

@

 

E-Mail

TeamRoger@RogerChandler.com

Kaiser Financial Services, Inc. NMLS: 110855.  CA DRE: 01216803

Roger Chandler, Broker. NMLS: 115599.  CA DRE: 01093719.

Mortgage Brokerage in CA & FL.

To view our NMLS filings, GO HERE.

To read important legal disclaimers, GO HERE.

To read our Compliancy and Call-to-Action Consent, GO HERE.

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© 2025 Kaiser Financial Services, Inc.

QUESTIONS? Click Here.

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