Thank you for choosing Kaiser Financial Services, Inc. for your personalized home loan. If you prefer not to fill out the secure application online, you may call Roger directly and he'll take your information over the phone (TEL 760-383-1293); or you may print out the following PDF's (Loan Application; Borrower Credit Application), fill them out, and either fax them back to us (FAX 760-482-1293) or scan and email them to Roger@KaiserFinance.com.
Personalized Home Loans
SMART EQUITY™ REFINANCE
Homeowners aged 55+ can refinance their existing reverse mortgage.
Get extra cash out
Lower your interest rate
Decrease the rate at which you draw against your equity
No required mortgage payments
Minimal income and easy credit qualifying
You keep the title to your home
Sell or refinance your home in the future
Reduced closing costs compared to your original reverse mortgage closing costs
You are also required to receive consumer information for free or at very low cost from a Home Equity Conversion Mortgage (HECM) counselor prior to obtaining the loan. You can find a HECM counselor online by clicking here, or by calling (800) 569 4287.
* Borrowers must continue to pay insurance and taxes on the home.
Failure to pay taxes or insurance, or failure to maintain the home could result in foreclosure.
Thank you for choosing Kaiser Financial Services, Inc.
If you prefer not to fill out the secure application online,
call Team Roger and we'll take your information over the phone!
TEL 760 383-1293