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SPEC HOME LOANS

Business loans to builders for the construction of a model or spec home

  • Loan amounts from $95,000 to $4,000,000

  • Loan amounts up to 60% of the appraised value

(75%-80% LTCost;  LTValue reduction may apply based on loan;  pre-sold homes up to 75% contract price)

  • Land purchase may be included in the loan

  • Rates: Prime Rate plus 2.95% - 3.95%

(based on borrower qualifications)

Thanks for choosing Kaiser Financial Services

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Printable Loan Application PDF

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Construction Builder Profile

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Construction Cost Breakdown

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Kaiser Financial Services, Inc.

171 NE 6th Court

Dania Beach FL 33004 

Kaiser Financial Services, Inc.

864 Grand Ave #995

San Diego, CA 92109

Direct: (760) 383 1293

Office: (800) 896 4932

Fax:   (800) 896 4936 

@

 

E-Mail

TeamRoger@KaiserFinance.com

Kaiser Financial Services, Inc. NMLS: 110855.  CA DRE: 01216803

Roger Chandler, Broker. NMLS: 115599.  CA DRE: 01093719.

Mortgage Brokerage in CA & FL.

To view our NMLS filings, GO HERE.

To read important legal disclaimers, GO HERE.

To read our Compliancy and Call-to-Action Consent, GO HERE.

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© 2026 Kaiser Financial Services, Inc.

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QUESTIONS? Click Here.

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