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Business loans to builders for the construction of a model or spec home

  • Loan amounts from $95,000 to $4,000,000

  • Loan amounts up to 60% of the appraised value

(75%-80% LTCost;  LTValue reduction may apply based on loan;  pre-sold homes up to 75% contract price)

  • Land purchase may be included in the loan

  • Rates: Prime Rate plus 2.95% - 3.95%

(based on borrower qualifications)

Thanks for choosing Kaiser Financial Services

Printable Loan Application PDF

Construction Builder Profile

Construction Cost Breakdown

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