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Ideal for qualified veterans and credit-challenged veterans

  • Low-to-no down payment options

  • Easy credit guidelines

  • Low interest rates

  • No mortgage insurance


VA rehab financing


Qualifying veteran criteria apply

Loan limits apply

VA funding fee applies

VA-approved condos


  1.   APPLY NOW online

  2.   SPEAK with a Home Loan Specialist

  3.   We'll REVIEW  your application, income & down payment with you

  4.   We'll ANSWER most of your questions on that first call

  5.   You'll SUBMIT a Credit Card Authorization so we can run your credit

  6.   ROGER will review available home loan programs, loan amounts, current interest rates & monthly payments with you

  7.   PREAPPROVAL letter issued for qualified borrowers

  8.   You UPLOAD supporting documentation thru secure website

Thanks for choosing Kaiser Financial Services

Printable  Loan Application PDF


A personal note from Roger:

Having completed Naval AOCS and basic flight school training in Pensacola, FL in the late 1980s, I was stationed in San Diego, CA as an S-3 Viking Flight Officer aboard the USS Ranger. My last deployment was with Desert Storm.


After having had a difficult time purchasing a home in San Diego, and realizing that a lot of my shipmates in the Navy were similarly struggling to buy homes, I decided to get into the home loan business to help a lot of people, including veterans like me.  Now, 20+ years later, I continue to help hundreds of buyers and sellers. We are VA loan experts, servicing veterans since 1991.

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