Thank you for choosing Kaiser Financial Services, Inc. for your personalized home loan. If you prefer not to fill out the secure application online, you may call Roger directly and he'll take your information over the phone (TEL 760-383-1293); or you may print out the following PDF's (Loan Application; Borrower Credit Application), fill them out, and either fax them back to us (FAX 760-482-1293) or scan and email them to Roger@KaiserFinance.com.
KAISERFINANCE.COM
Personalized Home Loans
Kaiser Financial Services, Inc. NMLS 110855
CONDO LOANS
We Specialize in Hard-to-Finance Condos
-
Non-Warrantable (hard to finance) Condo OK
-
Loans up to 89.9% CLTV)
-
No HOA Certification OK
-
No Reserves OK
-
Litigation OK
-
No Appraisal OK (AVM & Drive-by up to $250,000)
-
Special Assessments OK
-
Under 50% Owner Occupancy OK
-
2nd Home or Investor Financing OK (Up to 70% LTV)
-
-
New construction OK
-
Jumbo loans available
-
Up to 100% LTV for VA loans
-
Up to 97% for Conventional loans
-
Up to 96.5% for FHA loans
-
Up to 90% LTV for loans ≤ $1,000,000
-
Up to 85% LTV for ITIN
-
Up to 70% LTV for Non-Residents
-
Low down payments available
-
Self-employed / bank statement OK
-
Investor / DSCR OK
-
FHA Single Unit condo approvals available (Spot Approval)
-
FHA DELRAP or HRAP approvals available (Entire Complex)
-
Condotels OK
California Fannie Mae / Freddie Mac-approved condo list
Florida Fannie Mae / Freddie Mac-approved condo list
Click below if you want to know more about how to get condo financing approved.