CONDO LOANS

Condo financing is challenging -- we make it easy!

www.CondoLoanToday.com

  • Jumbo loans available

    • Up to 90% LTV for loans ≤ $1,000,000

    • Up to 85% LTV for loans ≤ $1,500,000

    • Up to 80% LTV for loans ≤ $2,000,000 

  • 2nd home OK (up to 90% LTV)

  • ITIN / non-residents OK 

    • Up to 90% LTV for ITIN

    • Up to 65% LTV for non-residents

  • Fannie Mae & DACA buyers OK

  •  Low down payments available 

    • Down to ≥ 0% for VA loans

    • Down to ≥ 3% for conventional loans

    • Down to ≥ 3.5% for FHA loans

  • Combination loans available (Fannie Mae 1st  loans + HELOC 2nd loans up to $1,500,000)

  • Self-employed / bank statement OK (up to 90% LTV for loans ≤ $1,000,000, no tax returns necessary)

  • Investor loans available (up to 80% LTV, 75% LTV with limited review)

  • Low owner-occupancy OK (as low as 1% owner-occupied can qualify)

  • Non-warrantable condo OK (for loans up to 75% LTV)

  • Retail / commercial use OK (up to 35% commercial use)

  • New construction OK

  • Case-by-case litigation OK

  • FHA condo approvals available (Single unit, DELRAP, HRAP)

FHA-approved condo list

VA-approved condo list

California Fannie Mae / Freddie Mac-approved condo list

Florida Fannie Mae / Freddie Mac-approved condo list

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Thanks for choosing Kaiser Financial Services

 

Printable  Loan Application PDF 

Click below if you want to know more about how to get condo financing approved.