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CONDO LOANS

Condo financing is challenging -- we make it easy!

  • Non-Warrantable Condo OK (for loans up to 89.9% CLTV)

    • No HOA Certification OK

    • No Reserves OK

    • Litigation OK

    • No Appraisal OK (AVM & Drive-by up to $250,000)

    • Special Assessments OK

    • Under 50% Owner Occupancy OK

    • 2nd Home or Investor Financing OK (Up to 70% LTV)

  • New construction OK

  • Jumbo loans available

    • Up to 90% LTV for loans ≤ $1,000,000

  • ITIN / Non-Residents OK 

    • Up to 85% LTV for ITIN

    • Up to 70% LTV for Non-Residents

  • Low down payments available 

    • Down to ≥ 0% for VA loans

    • Down to ≥ 3% for conventional loans

    • Down to ≥ 3.5% for FHA loans

  • Self-employed / bank statement OK

    • (up to 90% LTV for loans ≤ $1,000,000, no tax returns necessary)

  • FHA condo approvals available (Single unit, DELRAP, HRAP)

FHA-approved condo list

VA-approved condo list

California Fannie Mae / Freddie Mac-approved condo list

Florida Fannie Mae / Freddie Mac-approved condo list

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Thanks for choosing Kaiser Financial Services

 

Printable  Loan Application PDF 

Click below if you want to know more about how to get condo financing approved.

Kaiser Financial Services, Inc.

171 NE 6th Court

Dania Beach FL 33004 

Kaiser Financial Services, Inc.

864 Grand Ave #995

San Diego, CA 92109

Direct: (760) 383 1293

Office: (800) 896 4932

Fax:   (800) 896 4936 

@

 

E-Mail

TeamRoger@RogerChandler.com

Kaiser Financial Services, Inc. NMLS: 110855.  CA DRE: 01216803

Roger Chandler, Broker. NMLS: 115599.  CA DRE: 01093719.

Mortgage Brokerage in CA & FL.

To view our NMLS filings, GO HERE.

To read important legal disclaimers, GO HERE.

To read our Compliancy and Call-to-Action Consent, GO HERE.

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© 2025 Kaiser Financial Services, Inc.

QUESTIONS? Click Here.

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