SMART EQUITY™ REFINANCE LOAN
STAY IN YOUR HOME
Homeowners aged 60+ with >60% equity can stay in their home for life*
by refinancing their traditional mortgage
No required mortgage payments
Minimal income and easy credit qualifying
You keep the title to your home
Sell or refinance your home in the future
Use the proceeds to pay off existing mortgage(s)
Foreclosure payoff is OK
You are also required to receive consumer information for free or at very low cost from a Home Equity Conversion Mortgage (HECM) counselor prior to obtaining the loan. You can find a HECM counselor online by clicking here, or by calling (800) 569 4287.
* Borrowers must continue to pay insurance and taxes on the home.
Failure to pay taxes or insurance, or failure to maintain the home could result in foreclosure.
Thank you for choosing Kaiser Finance.
If you prefer not to fill out the secure application online, you may call Roger directly and he'll take your information over the phone (TEL 760-383-1293).
Not sure how a SMART EQUITY™ loan works?? Learn more about this loan option below!