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SMART EQUITY™

REFINANCE LOAN

STAY IN YOUR HOME

Homeowners aged 62+ with >60% equity can stay in their home for life*

by refinancing their traditional mortgage(s)

WWW.SMARTEQUITYLOAN.COM

  • No required mortgage payments

  • Minimal income and easy credit qualifying

  • You keep the title to your home

  • Sell or refinance your home in the future

  • Use the proceeds to pay off existing mortgage(s)

  • Foreclosure payoff is OK

You are also required to receive consumer information for free or at very low cost from a Home Equity Conversion Mortgage  (HECM) counselor prior to obtaining the loan. You can find a HECM counselor online by clicking here, or by calling (800) 569 4287.

 

* Borrowers must continue to pay insurance and taxes on the home.

Failure to pay taxes or insurance, or failure to maintain the home could result in foreclosure.

Thank you for choosing Kaiser Financial Services, Inc.

 

If you prefer not to fill out the secure application online,

call Team Roger and we'll take your information over the phone!

TEL  760 383-1293

LOAN APPLICATION PDF

Not sure how a SMART EQUITY loan works?? Learn more about this loan option below!

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